WHAT WE DO

We place and manage commercial insurance programs for middle-market companies. But unlike a traditional broker who shops your renewal once a year and sends you a certificate, we build a relationship grounded in understanding your business—your operations, your contracts, your growth trajectory, and your risk tolerance.

Our renewal process begins 120 days before expiration. We evaluate market conditions, engage incumbent carriers early, analyze your changing exposures, and come to the table with a strategy — not just a spreadsheet of quotes. When we do go to market, we approach carriers selectively and strategically, because long-term relationships with the right insurers produce better outcomes than broad remarketing every year.

When you buy a business, you inherit its risks — including the ones that aren't covered. Our insurance due diligence reports give buyers, private equity firms, lenders, and their legal counsel a clear picture of the target company's insurance program: what's covered, what's missing, what it actually costs, and what it should cost going forward. We analyze every policy, cross-reference premiums against audited exposures, review loss history, assess contractual insurance requirements, and deliver a detailed report that quantifies the true insurance expense—not just the deposit premiums on the current policies. Where we identify gaps, we don't just flag them—we estimate what it would cost to close them, so you can factor it into your deal model.

Representations and warranties insurance (RWI) protects buyers and sellers from financial losses caused by inaccurate or breached representations in a purchase agreement. For buyers, it replaces or supplements the seller's indemnification obligation. For sellers, it allows a cleaner exit with less capital held in escrow.

We advise on RWI across the full spectrum of deal sizes. For traditional middle-market and upper-middle-market transactions, we broker buy-side RWI policies from leading carriers, managing the underwriting process from submission through binding. For smaller transactions—typically below $20 million in enterprise value—we work with specialized programs designed to make RWI economically viable at deal sizes where it was historically unavailable.